Rest Home Care & Residential Care Subsidies

Helping families approach aged-care decisions with confidence, compassion, and peace of mind.

We understand that navigating rest home care and the Residential Care Subsidy (RCS) process can be stressful, especially when someone you love is moving into care. At McCaw Lewis, we provide clear, compassionate, and practical guidance to help you manage the legal and financial complexities of aged-care funding.

 

Understanding Residential Care Subsidies

Residential care subsidies are government-funded payments that help cover the cost of long-term rest home or hospital-level care for eligible individuals. Our team helps you understand:

  • Eligibility criteria for subsidies
  • How gifting, asset transfers, and trust arrangements can impact entitlement
  • The means-assessment process, including how income and assets are evaluated

We guide you step by step, ensuring your interests are protected and your affairs are properly arranged.

 

Planning for Future Care Needs

We also assist families with:

  • Preparing and submitting residential care subsidy applications
  • Reviewing and updating estate plans to reflect future care needs
  • Understanding how legal arrangements, trusts, and asset planning interact with subsidy eligibility

 

Support You Can Trust

At McCaw Lewis, our goal is to ease the burden on you and your family during this challenging time. We provide expert advice on rest home care, residential care subsidies, and estate planning, giving you confidence that your loved one’s care and your financial affairs are properly managed.

Contact McCaw Lewis today for guidance on residential care, subsidy applications, and aged-care planning.

 

Get in touch

Contact our Asset Planning Team

Our team are ready to help with your asset planning needs. Give us a call or enter your details in the form and we will contact you as soon as possible.

    Contact us

    HAMILTON OFFICE

    P. 07 838 2079

    E. reception@mccawlewis.co.nz

    Level 6, 586 Victoria Street
    Hamilton 3204
    New Zealand

    TE KŪITI OFFICE

    P. 07 878 8036

    E. reception@mccawlewis.co.nz

    36 Taupiri Street
    Te Kūiti 3910
    New Zealand